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A plain-language guide for self-employed people, retirees, families, and anyone without workplace benefits. Quick answer Private health insurance can be worth it in Canada if you do not have workplace benefits, are self-employed, recently retired, work contract or seasonal jobs, have regular prescription, dental, vision, practitioner, or travel needs, or want help managing health expenses that may not be fully covered by your provincial health plan. It may not be worth it for

Canada’s public health care system covers many essential services, but it does not cover everything. This plain-language guide explains where gaps can exist, what private health insurance may help with, and how to decide whether personal coverage makes sense for your life, work, family, or retirement.

What I’m learning as Ecotone builds with AI Over the past little while, I’ve been spending a lot of time working on Ecotone’s internal systems and exploring how AI can help modernize the way an insurance brokerage operates. And honestly, it has been exciting, overwhelming, and humbling all at once. The pace of change is unlike anything I’ve experienced before. It feels like the moment I finally understand one tool, workflow, connector, or automation, something newer and bette

Health Spending Accounts, Pooled Plans, or Group Benefits—which is better? We compare all options so you can choose the best fit for you.