Why Choose the Ecotone Retiree Plan?
No age banding
We like to keep things simple so we developed a plan that is the same price for everyone. We do not age band.
Note: Ecotone Health Plans still experience the same pressures that all other plans do, such as inflation, rising drug costs, increased administration requirements, claims, and insurance costs, but we do not experience jumps in premium due to age banding.
Snowbird friendly Travel Coverage!
Ecotone Personal Health Plans provide a new standard of travel coverage. All of our plans come with 60 days of out of province & country travel coverage with $1,000,000 of coverage. If you are a snowbird, you can leave for 60 days, come home for a quick visit to reset your travel coverage and leave again with another full 60 days to travel. You can do this as many times as you like.
Top-up Travel coverage options
If at anytime you would like to travel for more than 60 days, we can offer you top-up travel options to extend your trip coverage without having to return home.
Plan design flexibility
We understand that your health insurance needs change as you age. That's why our plans have a flex benefit built into every plan to ensure our plans evolve with you. Every two years on the plan, you have the option to move up or down one plan level. This includes adding or dropping dental. That way you aren't stuck with the same plan for the rest of your life.
Comprehensive drug plan
Unlike many others, Ecotone Health Plans use the Telus National Formulary, giving you a wide spectrum of coverage.
Future enhancements are available to all plan holders
All plan enhancements are applicable to all existing members, so everyone gets to benefit from our ingenuity and commitment to making our plans the best they can be.
You don't have to be retired or leaving your employment to join our plans
If you age out of your current employer sponsored benefit plan and continue to work, you can join our plan as long as you sign up within 60 days of loosing your group benefits.
What if I need more coverage then my employer provides
If you currently have group benefits through your employer and would like more coverage, you can purchase our plan anytime and use it as a top-up to your existing coverage.
We work with individuals with bridging options
If your employer allows you to take advantage of a bridging option, we will allow you to start your benefits with us after the bridging is complete. This insures you do not have to double up on payments.
We are paperless
Going paperless has never been easier with all the wonderful new technology we have access to these days. We can save a tree and our data is more secure than ever! With our platform, you will have access to everything you need directly on your computer or smart device.
You need an email address
Everything is done on our digital platform. You will need an active email address to sign up for benefits, to login to your account, and to stay up-to-date with our e-newsletters. No communication will be physically mailed out. All booklet information, contact information, and cards are available digitally.
Our open enrollments will allow retirees who are under the age of 75 a chance to qualify for Ecotone. Sign up for our newsletter for updates on our next open enrollment announcement.
If you decide to move provinces in the future you can definitely take your benefits with you.